Money at your fingertips
We dont do paperwork, ATMs or brick and mortar stores. We're 100% online so we can pass the savings back to you with bank beating rates. Its access to money, smarter and faster...Its easy
Lightning fast speed
From answering calls in seconds to approving loans in minutes. We use technology to provide great outcomes - and we do it really fast
We back your ambitions
Unlike other lenders, we look at more than just your credit score, allowing customers like you to realise your ambitions and create your own opportunities
Bank -- Grade Security
Data is shielded by bank graded security, the gold standard in protection. Just like financial institutions we use cutting edge technology to ensure your information is impenetrable

We back your ambitions
"Fast, reliable loans tailored to your needs. Unlock financial freedom with quick approvals and flexible terms. Apply now and prosper !"
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Money at your fingertips
We don't do paperwork, ATM's or brick and mortar stores. We are 100% online so we can pass the savings back to you with bank beating rates
02
Personalised loan solutions
Our team of financial experts provides personalized guidance to help you choose the right loan options and create a clear repayment plan that suits your financial goals and circumstances
As featured in:
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Financial Daily
THE DAILY GRAPH
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ECONOMICS
money today
Trusted Loan Partner
Partnering with us means entrusting your financial needs to a reputable and reliable loan agency. We prioritize the security and confidentiatility of your information while offering competitive interest rates and flexible terms
Our committment to providing top grade security and personalised financial solutions sets us apart as a trusted loan partner for individuals and bussinesses alike
Why apply with us
Loan amount
$5000 -- $80,000
Interest rate
From 6.95%
Early repayment fee
$0
Average Turnaround
Less than 24 hours
Establishment fee
$350.00 -- $975.00
Loan terms
6 -- 84 months
Why Our Customers Love Us
Alexa Wales, NSW
The application process was quick and straightforward. I appreciated how simple it was to apply online, and the approval came through faster than I expected. The funds were disbursed promptly, helping me cover my expenses just in time. Couldn't have asked for a smoother experience.
Morgan James, QLD
What I loved about The Simple Credit was the flexibility that they offered. Whether it was adjusting the repayment schedule or choosing between different loan options, they had a solution that fit my needs perfectly. Its great to work with a lender who understands that one size doesnt fit all.
Lisa Driver, TAS
Trust is crucial when dealing with financial matters, and The Credit Simple truly earned mine. Their transparency in communicating all the fees and interest rates upfront was refreshing. There were no hidden surprises, and I felt confident in my decision to take a loan with them.